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Camino’s Luna.AI platform and CaminoScore as an alternative to FICO

Roxane Herrera July 13, 2022

At Camino Financial, we’re enhancing loan products using proprietary AI software (Luna.AI) aggregating data and building machine learning models to reduce financing costs for thin-file, cash-based microenterprises. Camino’s scoring models (CaminoScore and CaminoPersonalScore) target our niche audience because our data set includes individuals who aren’t banked by traditional lenders. This data set enables Camino Financial to make more accurate decisions — building our confidence using artificial intelligence to create inferences around our audience to deploy capital faster.


Fireside Chat (3 speakers maximum)

Meta Themes

  • Reimagine Systems

  • Power and Capital

  • Deliver Equity and Inclusion


Purpose and Desired Outcome

Camino Financial is using its rich data insights to formulate quarterly reports examining credit trends within the Latinx small business segment and leveraging its Luna.AI (AI Driven Latinx Business Intelligence) to compile the largest proprietary data set on the Latinx market. Utilizing AI-driven business intelligence and behavioral data, Camino Financial makes agile decisions to provide funding to the unbanked. Camino Financial has deployed $183 million in national capital with headquarters in Los Angeles but also has an operating office in Mexico City and Bogota to fully support end clients.


  • Allocators (Family Offices, HNW Individuals, Foundations)

  • Asset Managers

  • Accelerators & Incubators

  • Corporate & SME

  • Academia

  • Government


  • NameRoxane Herrera
  • TitleDirector of Corporate Development
  • OrganizationCamino Financial
  • StatusConfirmed
  • NameSean Salas
  • TitleCEO
  • OrganizationCamino Financial
  • StatusInvited
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