Innovative Lending at the Base of the Pyramid

Luke Seidl July 13, 2022

In partnership with Kiva, iDE Mozambique develops and delivers loan products to MSMEs, low-income households and farmers that match cash flows and business needs. Each loan is customized with the participation from the borrower using a Human Centered Design approach which encourages borrowers to repay on time and invest in sustainable business expansion. 

Through Kiva, over 100 social enterprises like iDE Mozambique are developing innovative loan products for the most vulnerable and marginalized. At the frontier of last-mile access to finance, panelists will lead a discussion of how impact-first lending is improving livelihoods and seeding opportunities for return-seeking impact investors.



Meta Themes

  • Deliver Equity and Inclusion


Access to Finance

Purpose and Desired Outcome

Collaborating and knowledge sharing with peers to mobilize more capital to those excluded from the financial system. Overcoming bias / challenges of lending to unbanked communities. Building a case for impact investment at the last mile. Rethink traditional lending criteria for rural communities.


  • Asset Managers

  • Accelerators & Incubators

  • Allocators (Family Offices, HNW Individuals, Foundations)

  • Entrepreneurs

  • Corporate & SME


  • NameLuke Seidl
  • TitleSenior Investment Manager
  • OrganizationKiva
  • StatusConfirmed
  • NameSabina Bharwani
  • TitleAccess to Finance Program Manager
  • OrganizationiDE Global
  • StatusConfirmed
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