The Role of Private Credit in Uncertain Times for Small Business and Economic Mobility: Bringing together Capital, Community and Technology

Eleni Delimpaltadaki Janis April 2, 2023

Small businesses, especially those with 100 employees or less, are a significant part of the U.S. economy. One in the private sector jobs in the US are created by this group; business ownership is a primary means of economic mobility for lower income communities but these communities and people of color and women have historically faced discrimination and barrier to accessing fair financing. Financing these businesses responsibly presents significant financial opportunity rooted in social impact and a market gap of over $87 billion; yet most investors do not have access to this asset class. How can the skyrocketing private credit industry, especially in times of uncertainty, work for these small businesses, bring new capital to the space and offer strategic investors exposure to a unique asset class that is hard to access? A fireside chat that brings together two very different investment perspectives– that of an institutional allocator and a bank community development investor– and pushes the boundaries of investing in small business lending with healthy debate about the opportunities and challenges upon us.


Fireside Chat (3 speakers maximum)


private credit, economic mobility, financial inclusion, debt, racial justice, small business, quality gap, wealth building, community development, strategic investors, new capital, women, people of color, impact investing, scalable investments

Purpose and Desired Outcome

Elevate the conversation around U.S. small business lending, a market with an unmet demand as large as $87B, by discussing innovative opportunities to finance small business lenders and increase the supply of mission-aligned, responsible capital going to the space. By bringing together two asset allocators with different experience and portfolios, the session will reveal the opportunity for returns and impact available to investors that are currently not significantly active in the space, including institutional investors, family offices and high-net worth individuals.


  • Allocators (Family Offices, HNW Individuals, Foundations)

  • Intermediaries (Financial Advisers, Investment Bankers)

  • Academia

  • Corporate & SME

  • Entrepreneurs

  • Government


  • NameEleni Delimpaltadaki Janis
  • TitleFounding Managing Partner & Chief Investment Officer
  • OrganizationEquivico
  • StatusConfirmed
  • NameCatherine Ulozas
  • TitleChief Investment Officer
  • OrganizationDrexel University
  • StatusConfirmed
  • NameMichael Martinez
  • TitleCRA Officer and Vice President
  • OrganizationAmerican Express National Bank
  • StatusInvited
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