The Crisis in Homeownership: Barriers and New Solutions
Learn how aligning innovation, capital, and policy can help build a more inclusive and sustainable framework for homeownership.
The dream of homeownership, long considered a cornerstone of financial security and wealth building, is becoming increasingly unattainable for many Americans. The problem is more acute for minorities, as Black and Hispanic homeownership rates remain lower than those of white households.
Solving the homeownership crisis requires a coordinated effort among diverse stakeholders and significant capital to bridge the gap between affordability and accessibility.
This report, presented by SOCAP in partnership with Ownify, provides:
- a deep dive into the declining accessibility of homeownership
- an overview of the evolution of home financing
- tangible ways innovation, capital, and policy can align to build a more inclusive and sustainable framework for homeownership
- and examples of these alignments that are helping make homeownership accessible for a broader range of Americans.