From Idle Capital to Impact: Unlocking Community Investment with Mission-Supportive Deposits
Kimberly Jones
Self-Help Federal Credit Union
Track
Shaping Capital Systems
Format
Skills Lab (Up to 3 Facilitators/Speakers)
Speakers
- NameKimberly Jones
- TitleDirector, Partnerships and Community Engagement
- OrganizationSelf-Help Federal Credit Union
- NameHimal Agarwal
- TitleManaging Director
- OrganizationGood Chaos
Description
Across philanthropy and impact investing, billions sit idle in cash accounts for liquidity or risk management, while communities face shortages of capital for housing and small businesses. This session shows how existing cash can be activated without changing risk by moving deposits into CDFI and MDI banks or credit unions through Mission-Supportive Deposits (MSDs). Using real examples from affordable homeownership and small business lending, participants learn how MSDs reduce friction, accelerate capital deployment, and leave with practical strategies to align liquidity with mission.
